At ZC Sterling, our employees are our greatest asset.
Like any company or individual, ZC Sterling wants to protect its assets. That’s why we offer you a comprehensive and competitive benefit program. It provides you with:- CHOICE . . . pick the benefits that are right for you and your family
- PROTECTION . . . assure financial protection for yourself and your dependents
- OPPORTUNITY . . . take advantage of savings programs for retirement and college
- BALANCE . . . enjoy time off to relax or take comfort in knowing you have paid time in the event of sickness or in times of need
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Medical
ZC Sterling offers an excellent health insurance program that consists of a comprehensive medical and prescription drug program. Employees may choose from a Point of Service (POS) plan or a high-deductible health plan paired with a Health Savings Account (HSA). -
Dental
Everyone should take advantage of preventative dental services. To keep you smiling, be sure to go for regular checkups. ZC Sterling offers you comprehensive dental coverage at competitive rates. -
Vision
Seeing is believing. And, we believe it’s important to get your vision checked. ZC Sterling provides employee vision care coverage at no cost to you. In addition to eye exams, the plan offers discounts on lenses and eyewear. Dependent coverage is also available.NOTE: Premiums for medical, dental, and vision care coverage are made with pre-tax dollars -
Flexible Spending
You may set aside money on a pre-tax basis to help pay for certain out-of-pocket health care and dependent care expenses.- Health Care - Contribute up to $3,000 annually. Examples of eligible expenses include deductibles and co-pays, coinsurance, prescription drugs, eyeglasses and contact lenses, contact lens solutions and supplies, out-of-pocket dental expenses, and certain over-the-counter medications.
- Dependent Care – Contribute up to $5,000 annually (if married filing a joint income tax return). Examples of eligible expenses include licensed day care center, nursery school, daytime summer camp, and adult day care.
NOTE: Premiums for medical, dental, and vision care coverage are made with pre-tax dollars -
Term Life and AD&D
As a ZC Sterling employee, you receive two times your annual salary in basic life insurance and an additional two times your annual salary in Accidental Death and Dismemberment (AD&D) at no cost to you (limits will apply). -
Disability
- Short-Term Disability (STD) STD provides 60% income replacement (up to a maximum of $2,400 per week) if you have an illness or injury that prevents you from working beyond 14 days. As long as you remain disabled, STD will continue for up to 11 weeks.
- Long-Term Disability (LTD) LTD provides 60% income replacement (up to a maximum of $10,000 per month) if your illness or injury keeps you out of work beyond 90 days.
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Employee Assistance Program
ZC Sterling recognizes that from time to time its employees may need some help when certain situations arise. Whether work-related or personal, the Employee Assistance Program (EAP) offers a number of services to help you. Receive confidential counseling on a wide range of issues. Obtain referrals to community resources for localized support, such as legal services, child care, and senior care. Access an online library of information for health and well-being content, or take advantage of interactive tools. -
Long-Term Care
Long-Term Care coverage can help protect your assets and financial independence if you or one of your eligible family members can no longer live independently due to illness, injury or the effects of aging. Coverage is available to you, your spouse, parents, and/or grandparents. -
401(k) Plan
ZC Sterling makes it easy for you to save for retirement. When you participate in the 401(k) plan, the company will match your contributions $0.75 for each $1 you contribute up to 8% of your gross income. NOTE: Your contributions to the plan are tax-deferred until withdrawn. You will become vested in your company-matching contributions according to a five-year vesting schedule. Plus, you choose the investment mix that is right for you, and you can make changes to your investments anytime through the Internet. -
529 Plan
Education is important. It’s also expensive. ZC Sterling offers you the opportunity to set aside money on a pretax basis through payroll deduction to help pay for expenses associated with higher education, such as tuition, books, fees, etc. -
Personal Time Off
The key to productive and happy employees is ensuring adequate time off to spend as they wish. Personal Time Off (PTO) may be used for sick, personal, or vacation days. At ZC Sterling, you begin to accrue PTO after 90 days of service. -
Holidays
All regular full-time employees are eligible for nine paid holidays—two of which are floating holidays. -
Tuition Reimbursement
You may receive reimbursement, upon management approval, for approved degreed programs. -
Voluntary Products Offering
You have access to a full complement of voluntary products such as auto, legal, home and pet insurance discounted at group rate. -
Leave Programs
Bereavement, Family & Medical Leave, Jury Duty, Military, Personal, Other -
Direct Deposit
Enjoy the convenience of having your paycheck deposited into your checking or savings account automatically. -
Other Great Benefits!
- Casual Dress
- Discount Banking/Credit Union
- Service Awards
- Team & Individual Recognition Bonuses
- Work/Life Balance
